I'm sure it doesn't happen alot. Again, not sure who's mistake it was as we do not have a copy yet. Some would consider it ultimately our fault for not verifying that the check was in there, but that would be hard to do. Besides, our lives now are full of e-mail confirmations, reference numbers, etc. Once you receive word that it has been deposited, you assume it is.
The bad thing about it is we didnt even know until we got a notice in the mail. By then, they were bouncing all over. Had we known, we could have put it in from savings before anything happened.
Either way, good luck
Greg